If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you!#### Description Welcome! Please read the rules and Frequently Asked Questions before posting.
What is /r/DaveRamsey?
This subreddit is dedicated to helping people get out of debt by using the simple principles taught by Dave Ramsey. Some of us are die-hard DR fans and others are not. We all agree on one thing though: Debt is dumb. Cash is king.
Check out our Wiki - there's lots of great information, advice, and FAQs that will help you get started!
We also are fans of /r/personalfinance, and /r/financialindependence. Both excellent subreddits to help you gain better control of your personal finances and get out of debt.
We tend to be a little more passionate in getting out of debt than some of the other subreddits.
The Baby Steps
What is FPU?
FPU stands for Financial Peace University. A 9-week in-person or online course that comprises of videos and group discussions. It's a phenomenal program and highly recommended by all us here if you are serious about getting out of debt and learning more about the Baby Steps.
Classes are held all year long all over the US. For a list go here to see what is near your neck of the woods.
The most common phrases the members use: